CyberCash CashRegister 3
This document contains the following sections:
Due to the acquisition of CyberCash by VeriSign,
you can no longer create new CyberCash Merchant accounts. At this
time, VeriSign is not planning to deactivate current CyberCash payment
systems, although this is subject to change at VeriSign's discretion.
If you need a new credit card processing gateway, we recommend
you try Authorize.Net.
The CyberCash CashRegister 3 Service (CR 3) is the on-line equivalent of
a cash register and Point-of-Sale (POS) terminal for credit card processing.
The CyberCash Gateway connects to the existing infrastructure of banks,
financial networks, and payment processors.
physical POS systems, CyberCash substitutes an on-line payment mechanism
for an in-store (e.g. card-swipe) payment terminal. Besides enabling secure
credit card processing, CR 3 provides merchants with important administrative
functions including manual card processing, transaction status checking,
and database functions to support balancing, accounting and inventory.
For the new CashRegister 3 service, all you need is the Merchant Connection
Kit (MCK) to connect your storefront to the CashRegister 3 service. CyberCash
does the rest.
Before the merchant makes a commitment to use CyberCash, by way of
an investment of time and/or money, the merchant should understand
that to completely integrate CyberCash CR 3 with an existing storefront
requires some CGI programming.
More information about the features and benefits of the
CashRegister 3 Service and the
Merchant Connection Kit is available at the CyberCash
Setting up CyberCash
To setup a CyberCash merchant account, perform the following steps. In these
instructions, "the merchant", refers to the business desiring CyberCash
support, be it you or one of your customers.
The CyberCash web site also has a
description of this procedure.
Steps 1 and 2 of the setup process may be completed concurrently.
- The merchant must have an Internet merchant account with a CyberCash-participating
bank or financial institution. If the merchant's own bank is a participating
financial institution, then the merchant's bank must fax CyberCash a
"Merchant CyberCash Setup Form". If the merchant's bank does not support
CyberCash, then the merchant may want to consider choosing one from
the list of
financial institutions that support CyberCash.
- The merchant must register
as a new CyberCash user and accept the online service agreements.
During this registration process, the merchant will be given a CyberCash
ID (CCID), and when prompted, the merchant should choose to define his
CCID as a "Merchant using an MDP", and then select Blue Reef Consulting
as the Merchant Development Partner.
- After the merchant completes the online registration and CyberCash
receives the setup form from the merchant's financial institution, they
will issue the merchant a "Secret" and "Direct Connection Key".
- If the merchant is not using a commercial application to build
its store, or the application that the merchant is using does not come
with CyberCash support, then the merchant must supply us (firstname.lastname@example.org)
with the following information and we will install the CyberCash MCK
(Merchant Connector Kit) scripts on the merchant's server:
- Company name and CCID
- Hash secret and Direct Connection Key
- Store URL
- Once Blue Reef receives this information from you, we will install
MCK 3.2 on the merchant's Virtual Server and send the merchant (or the
merchant's Reseller) the URL to their online CashRegister, their configuration
information, and instructions on performing certain test transactions.
- At this point, the merchant is responsible for managing transactions
via their online CashRegister Service (a.k.a. Merchant Administration
Server) and integrating the CyberCash scripts with their storefront.
Integration does require CGI programming,
so the merchant must be able to program in Perl or 'C'. Documentation
is available to help the merchant manage the Admin Server and integrate
MCK with their online order processing:
If the merchant is using a commercial application to build their its
store, and that application comes with CyberCash support, then we do
not need to install the MCK on the merchant's Virtual Server.
Instead, the merchant will enter his registration information (e.g.
CCID, Secret, and Key) into the setup forms provided by the commercial
application, and the application will install the MCK for them. The
merchant will manage his credit card transactions via their online CashRegister
Service (a.k.a. Merchant Administration Server) and the application's
- Merchant Connection Kit(PDF)
- Merchant Services Guide (a.k.a. Developer
- Once the CyberCash services are setup, the merchant must perform
certain test transactions. When the merchant is satisfied with the results
of these test transactions and is ready to go live, the merchant (or
the merchant's Reseller) must return to the registration
site and follow the instructions for going live.
The CyberCash MCK which is installed on the Virtual Server does
support Virtual Hosting.
However, each virtually hosted user that will to use CyberCash must
independently register with CyberCash.
CyberCash CGI Programming Requirements
Integrating the CashRegister 3 Service with an existing storefront will
require some technical expertise (e.g. Perl, C++, HTML). The introduction
to the CyberCash developers guide states:
If neither the merchant nor the Blue Reef Customer/Developer possesses programming
skills, you should consider NetSolutions'
Authorize.Net, which requires little or no programming.
use this guide, you need computer programming experience. Specifically,
you should be able to write programs in C, C++, Perl, or ASP." (Merchant
Services Guide, p.2)
Another alternative is to purchase a storefront creation package, like
OpenMarket's ShopSite, which
has the CyberCash scripts already integrated in their forms. Thus, with
the help of web driven wizards, the merchant can easily setup a storefront
with integrated CyberCash support. This solution is most attractive to
those who are starting from scratch, but may also be helpful to those
with plans on expanding the functionality of their existing storefront.
Technical assistance for CyberCash can be found at the
CyberCash Merchant Support Area or by sending email to CyberCash